We separate hard facts from hopes. Your reality is color-coded so you instantly know what is confirmed, what is estimated, and what is just a maybe.
Cash in hand or bills you have explicitly verified. This forms the unshakeable foundation of your conservative runway. It is real, verified, and counted.
Invoices or bills that are highly likely but not yet finalized. They are kept in view but clearly marked as assumptions until you confirm them.
Potential gigs, preorders, or loose client talk. This money is intentionally excluded from your runway calculations so it can't trick you into overspending.
Most budgeting apps give you a false sense of security by assuming last month's income will magically repeat. We calculate your Conservative Runway by only looking at the hard cash you have today and subtracting upcoming confirmed obligations. If it says 23 days, it means you can survive exactly 23 days without earning another dime.
Instead of telling you that you overspent yesterday, Monthline projects forward to find your cash squeeze points. The Danger Date is the exact upcoming day where your projected cash drops dangerously low due to scheduled payments. Knowing the date means you have time to fix it before it happens.
Not all expenses are created equal. The Payment Pressure view ranks your obligations not just by their amount, but by how hard they squeeze your cash reserves based on when they land. This tells you exactly which bill to negotiate, delay, or prioritize to protect your runway.
